FSA Eligible Eye Care

There was a time you needed a prescription for your eye care products to qualify for FSA (flexible spending account) reimbursement. That changed under the provisions of the CARES (Coronavirus Aid, Relief, and Economic Security) Act. Today, you can purchase many eye care products with your FSA, HSA (health savings account), or HRA (health reimbursement arrangement) dollars. The list of FSA eligible eyecare products includes prescription eyeglasses, non-prescription reading glasses, prescription sunglasses, eyeglass repair kits, contact lens solutions, and more.

Yes, most over-the-counter (OTC) eye drops are FSA/HSA eligible. You can use your pretax healthcare dollars to purchase eyedrops specifically formulated to calm allergy symptoms, or re-wetting drops for your contact lenses. You can also use FSA funds for eye drops that help reduce redness or for the symptoms of pink eye or styes. Stocking up on eye care essentials at CVS Pharmacy® can help you put your FSA dollars to good use before they expire.

Dry eyes have many potential causes, from environmental factors to natural aging processes. You might also develop chronic dryness from antihistamines, antidepressants, or blood pressure medications. Left untreated, the dryness that causes minor to moderate discomfort today can cause significant complications in the future, including infection or permanent damage. Whether you experience occasional dryness or ongoing symptoms, using artificial tears can help keep the surface of your eyes moist and lubricated. Now that most over-the-counter eye care items are FSA/HSA eligible, you can use those healthcare dollars to pay for artificial tears. You can also use flexible spending account (FSA) funds to cover other eyecare-related medical expenses like examinations, eye patches, bandages, or vision therapy. If you have questions about eligible expenses, consult your FSA/HSA administrator.