FSA Cold Medicine

The average adult catches up to three colds each year. Children seem to get infected more frequently. Although the worst symptoms resolve on their own in about 7-10 days, the coughing, sneezing, throat irritation, and nasal congestion can be miserable. Most often, the uncomfortable symptoms are caused by one of more than 100 rhinovirus types. When common cold symptoms are at their worst, a well-formulated cold medication can help you feel better fast.

At CVS Pharmacy®, you'll find an impressive selection of FSA (flexible spending account) eligible cold medications, including capsules, nasal sprays, and mentholated ointments. You'll also find an assortment of homeopathic lozenges, cold sore treatments, non-drowsy, multi-symptom daytime capsules, and nighttime cold-relief formulas.

Yes, you can use FSA, HSA (health savings account), or HRA (health reimbursement arrangement) dollars to stock up on cough medications. That's a relatively new development credited to the CARES (Coronavirus Aid, Relief, and Economic Security) Act. Before the CARES Act was adopted, you could only use your FSA dollars for over-the-counter medications if your physician was willing to write a prescription or a letter of medical necessity (LMN).Now you can use your pre-tax dollars on FSA eligible cough medication and other medical necessities as needed.

Researchers suspect cough medications work by blocking certain signals in the brain stem. But so far, that's just a theory. There are still plenty of unanswered questions. However, you don't have to know exactly how a cough medication works to appreciate what it does. At CVS Pharmacy®, you're sure to find just the right FSA-eligible cough medication for your needs. Whether you prefer homeopathic treatments, 12-hour pharmaceutical relief, or something in between, we've got the FSA-eligible products you need for lasting relief.

A well-formulated cough medication can do a lot more than quiet your cough. So, while you're browsing your medication options, consider how you might feel using a cough suppressant paired with a decongestant or expectorant.

When you have a stuffy nose or uncomfortable sinus pressure, a cough medication made with a decongestant could help you breathe easier. Decongestants help open nasal passages by reducing inflammation. If you have thick mucus lingering in your nose, throat, or upper chest, an expectorant could help thin secretions so they're easier to expel.